Uniquely Managing Benefit Plans

Looking well beyond product and price, Stumm Insurance uses tools and methodologies to help employers and their employees understand benefits and choose appropriate coverage, while spending as little as possible.
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Cost Control

Reduce costs across your employee benefit plan

Stumm will improve your cost management through thoughtful analytics, peer benchmarking, innovative employee contribution and plan design strategies.

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Implement the best benefit administration platform for your company

Stumm will conduct a targeted needs analysis to develop a tailored action plan maximizing the HR technology efficiency of your organization.

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Motivate your employees to better health

Stumm will design a customized wellness program after determining your company objectives and understanding your employee culture.

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Get comfortable around the thought of an audit

Stumm will help educate you as an employer on your legal responsibilities as they relate to benefits.

Our Full Suite of Capabilities

  • Employee contribution modeling
  • Customized plan performance reporting
  • Quarterly industry updates
  • Enrollment administration support
  • Online enrollment portal
  • Creative Open Enrollment communication
  • Employee benefits help desk
  • Medicare supplement awareness/enrollment
  • Health Savings Account (HSA) roll-out
  • Wellness program development
  • Affordable Care Act compliance
  • COBRA administration
  • FMLA administration guidance
  • ERISA compliance & 5500 preparation

Improving Our Clients’ Businesses

For most employers benefits have become a top expense and talent acquisition a key challenge. Stumm Insurance takes responsibility over controlling benefits costs in an environment where employees find value in their employer’s program.

“We have been with Stumm Insurance for about six years now. I honestly don’t know what we would do without them. Our employee count has doubled in size since we began with them and open enrollment was always a challenge. We began using UBenefit through Stumm Insurance about five years ago and it has saved us so much time for this cumbersome process. We know they are not only our broker, but our partner.”

Kim Brown, Decatur Earthmover Credit Union

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“The team at Stumm introduced us to a new way of thinking about employee insurance. They painstakingly prepared a menu of options and met with our teaching and administrative teams to offer a defined contribution plan. It has been a proverbial ‘home run’ for our district! Our employees love the options, are realizing savings, and it allowed our school board to better plan for insurance costs.”

Lonny Lemon, Oak Grove School District

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“…I (also) appreciate the extra step Stumm takes to make sure that we are staying compliant in the ever changing and complicated world that is healthcare. Their friendly and helpful reminders about communication and reporting ensure that I don’t miss a deadline that could cause a problem.”

Brenda Blough, Aurora Public Library

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